At Rauser & Associates Legal Clinic LLP, our lawyers have handled more than 40,000 bankruptcy cases for clients in communities throughout Ohio. With this level of experience, our insight is a direct benefit to clients struggling through financial difficulty.
While creditors might see their collection efforts as self-preservation, constant threats and harassment do little to ensure the repayment of debts. Individuals facing financial difficulties can become even more stressed with constant reminders of their debt. If you are having trouble making ends meet and there is no end in sight, contact an experienced and skilled bankruptcy attorney as soon as possible. We maintain offices in Columbus, Cleveland, Akron, Youngstown, Canton and throughout the state.
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One of the most immediate benefits of filing for Chapter 7 or Chapter 13 bankruptcy is the automatic stay. Essentially, the automatic stay is a function of the bankruptcy process that forces creditors to end all collection efforts the moment a bankruptcy petition is filed with the court. Collection efforts can include:
- Wage garnishments
- Bank levies
- Utility shut-offs
Debt collection laws such as the Fair Debt Collection Practices Act (FDCPA) provide a significant amount of protection to debtors who are facing challenges. Once an attorney is retained, creditors or collection agencies must follow strict guidelines about when, how often and who they can contact regarding the repayment of debts. After you file bankruptcy, any collection inquiry can be ended with a simple "Contact my attorney." Let us help you regain peace of mind and finally breathe a sigh of relief.
Contact Our Bankruptcy Firm
If you have further questions about the automatic stay and stopping creditor harassment, contact any of our convenient Ohio offices by calling 888-843-5787. Offices in Columbus, Cleveland, Akron, Youngstown, Canton and throughout Ohio. Someone is available six days a week to discuss your options.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.