Bankruptcy laws provide help and a fresh start to people who can no longer pay their creditors. U.S. bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation. Most cases are filed under the three main chapters of the Bankruptcy Code — Chapter 7, Chapter 11 and Chapter 13.
The Bankruptcy Reform Act of 1978 established United States Bankruptcy Courts in each federal judicial district and made the new panels courts of record with their own clerks and other staff. The reform act also revised and codified Title 11 of the U.S. Code which contains both the substantive and procedural laws of bankruptcy. Bankruptcy cases cannot be filed in state court — bankruptcy cases are handled by the U.S. Bankruptcy Courts that are part of the District Courts of the United States and are located in 94 federal judicial districts.
We have offices throughout Ohio to help clients at the various bankruptcy courts. Learn about our offices by following the links below: