The bankruptcy and foreclosure lawyers at Rauser & Associates Legal Clinic LLP have helped tens of thousands of clients find financial freedom no matter how complex their situations. With offices in Columbus, Cleveland, Akron, Youngstown, Canton and elsewhere in Ohio, we are prepared to guide you through foreclosure defense in the most professional, efficient manner possible.
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First and foremost, banks and other lending institutions are businesses. They will take whatever steps they feel are necessary to ensure their profitability. By their standards, if you are delinquent in your mortgage payments, they might attempt to foreclose on your property and attempt to sell it to someone else. If you have received a foreclosure notice or you are afraid that the bank might take these steps, it is imperative that you seek the counsel of our Ohio foreclosure defense attorneys.
Far too often, financial matters can elicit a strong emotional response. It is our goal to educate you on your options and guide you through the process using our extensive experience to provide the valuable insight you need. Trust our firm to be accessible and responsive any time you need us.
There are very specific timelines and guidelines that the bank must follow when attempting to foreclose on your home. After you have missed three payments, you will likely receive a copy of a complaint filed by your bank at the County Court of Common Pleas. Typically, between 30 and 60 days later, there will be a Sheriff's Sale and your home will be placed up for auction. Between the complaint and the Sheriff's Sale, you have the opportunity to work with your lender to find a resolution or fight the foreclosure with legal guidance. For the exact timeline in your county, it is wise that you ask a skilled bankruptcy attorney.
Defending Your Property
It is also possible that the foreclosure is not legal. It is possible that you were not behind on your payments and a bank error falsely flagged you as delinquent. If the original mortgage was based on predatory lending practices, you might be able to fight the foreclosure. Additionally, if the bank did not follow the proper procedures or committed fraud, an experienced lawyer can investigate and expose the errors.
If you have further questions about foreclosure defense, contact any of our convenient Ohio offices by calling 888-843-5787. Offices in Columbus, Cleveland, Akron, Youngstown, Canton and throughout Ohio. Someone is available six days a week to discuss your options.
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