If you find yourself carrying the immense burden of debt in Columbus, consider filing for bankruptcy. Bankruptcy is a tool you can use to discharge or restructure your existing debts to get in control of your finances. Chapter 13 bankruptcy allows you to restructure and repay your debts in a manageable way and allows you to keep your important assets. A knowledgeable and experienced bankruptcy attorney can help you through the filing process to get you on your way to freedom from your debts. If you are suffering under the weight of unmanageable debt, Rauser & Associates Legal Clinic in Columbus can help. Call our office today to get started.
What is Chapter 13?
In Chapter 13, your debts will be restructured and consolidated into a repayment plan lasting up to 5 years. Your creditors will be paid in monthly installments throughout the course of your bankruptcy. Having a lawyer on your side can help you make the best decisions for your unique financial situation. An experienced lawyer can help make sure your new payment plan is manageable and that any eligible debts are appropriately discharged, so you only pay what you have to.
Chapter 13 bankruptcy is an excellent option for people who own property or other valuables, because it allows you to keep these important assets while still paying down your debts.
An automatic stay will go immediately into effect when you file for bankruptcy, legally halting any actions against you by creditors. These actions will be halted for the entirety of your bankruptcy, so you can focus on paying off your debts and getting your life back on track.
Contact a Chapter 13 Bankruptcy Attorney in Columbus Today
If you have reliable income and valuable assets but are struggling under the weight of growing debts, consider filing for bankruptcy in Chapter 13. Your Columbus bankruptcy attorney can help walk you through the complex process of restructuring your debts and entering an appropriate repayment plan. Call Rauser & Associates Legal Clinic in Columbus today for a consultation.
