Helping U.S. Military Members Confront Bankruptcy

Members of the U.S. military are unique and courageous people, devoted to our country. They face many challenges that the average citizen cannot comprehend. But they also face similar challenges sometimes experienced by the everyday citizen. One is struggling financially.

If you are a member of the military and considering filing for bankruptcy, you should be aware that you have certain protections not typically available to most people. Rauser & Associates Legal Clinic LLP, in Cleveland can provide simple explanations that will lead you toward the right direction in bankruptcy matters.

Certain Protections Available To Military Members

For years, our skilled attorneys have served the men and women who serve our country. As the largest and most efficient bankruptcy firm in Ohio, we look for alternatives that will help our clients while seeking solutions.

U.S. veterans on active duty as well as Army Reserve and National Guard members may qualify for certain bankruptcy provisions and protections not available to civilians. For example:

  • Veterans’ benefits may count as exempt assets, so you will not lose them during bankruptcy.
  • If you are stationed in a combat zone, you are not required to attend the mandatory credit counseling that most civilians do.
  • Disabled veterans are exempt from having to take the “means test” before qualifying for Chapter 7 bankruptcy. This test is designed to prove that you have no substantial assets.
  • Some U.S. Army Reserve and Army National Guard called upon for homeland defense are temporarily excused from means tests for a short time after they have completed their duties.

Bankruptcy remains an option and should be considered something that is positive, because bankruptcy is the first step toward resolution and financial recovery. Our attorneys will guide you from the start and help you get back on firm footing.

Call Us Now For A Free Consultation

U.S. military members are not immune from financial problems, but they should be aware of certain provisions working in their favor if they consider filing for bankruptcy. Rauser & Associates Legal Clinic LLP, in Cleveland focuses on bankruptcy law. Our attorneys are experienced, understanding and among the most dependable in the state. We represent clients in the Cleveland metro-area, from throughout northern Ohio as well as Columbus. For a free initial consultation, contact us online or call 888-8-HELP-US.