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October 2016 Archives

How to avoid foreclosure

Missing payments on your mortgage puts you at risk for foreclosure. If a homeowner is unable to make required mortgage payments, the creditor is allowed to seize and sell the property. This is known as foreclosure. There are certain disadvantages associated with this process. Individuals who have gone through foreclosure have to wait a specific period of time before buying another home. They suffer from a drop in their credit score which reduces their chances of obtaining credit in the future.

Creditor harassment is real, and you really don't have to take it

Maybe you are in debt. If you have credit card debt or other outstanding balances, you probably aren't proud of it. Most likely, you find it frustrating. If you are like many Ohio residents who are drowning in debt, you might even feel shame about your financial situation. 

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