On behalf of Rauser & Associates Legal Clinic LLP | May 18, 2020 | Blog, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Whether you file for bankruptcy in Ohio or any other state, you will be granted an automatic stay of creditor contact. In most cases, the stay goes into effect as soon as your petition is received by a bankruptcy court. Once it is in effect, creditors cannot make...
On behalf of Rauser & Associates Legal Clinic LLP | May 11, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
When you are struggling with bills you cannot afford to pay, you might have some confusion about the various debt relief options. From debt counseling to mortgage modification, debt consolidation to bankruptcy, how can you determine which route is best for your...
On behalf of Rauser & Associates Legal Clinic LLP | May 11, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
The 341 meeting is an important stop on your journey to a brighter financial future. Officially, this is a meeting of creditors, but it is also where you and your trustee will meet for the first time. Why the name Whether you file Chapter 7 or Chapter 13, you must...
On behalf of Rauser & Associates Legal Clinic LLP | Feb 15, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Filing for bankruptcy could appear intimidating, especially if there are concerns over how laws may allow an individual to keep certain types of property. A common myth is that petitioners must always sell their house, car or other assets to pay back creditors. ...
On behalf of Rauser & Associates Legal Clinic LLP | Nov 21, 2019 | Chapter 13 Bankruptcy
You thought losing your job was the worst that could happen– until you got too far behind on your mortgage. Now you’re at risk of losing your house, and you don’t know where to turn. Over 33,000 foreclosure cases were filed in Ohio last year. Things can seem hopeless...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 19, 2019 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
If you’ve made the decision that you want to find relief from debt through bankruptcy, it can be challenging to know what type will most benefit you. Both Chapter 7 and Chapter 13 can help you get your life back on track, but there are critical differences...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 27, 2017 | Chapter 13 Bankruptcy, Firm News
When the topic of personal debt is brought to mind, credit card accounts are typically at the forefront of concern. Yet another type of debt that has recently moved to the center of public attention in Ohio is that produced by student loans. An overwhelming number of...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 4, 2017 | Chapter 13 Bankruptcy, Firm News
When Ohio residents struggling with unmanageable levels of debt need help, bankruptcy may well be one option that they pursue. However, before rushing into the decision to file for bankruptcy, it is important to assess the different types of plan available and map...
On behalf of Rauser & Associates Legal Clinic LLP | Jun 23, 2017 | Chapter 13 Bankruptcy, Firm News
Perhaps one of the biggest concerns among homeowners in Ohio who are considering bankruptcy as the solution to their debt problems is how such a decision might impact their future. Specifically, people often worry that they will not be able to buy a home or get a new...
On behalf of Rauser & Associates Legal Clinic LLP | May 26, 2017 | Chapter 13 Bankruptcy, Firm News
For many of those in Cleveland that may be struggling with debt, the option of seeking bankruptcy protection may seem to be out of the question due to a desire to be able to repay their creditors on their own. If this describes your attitude, you should know that a...
