On behalf of Rauser & Associates Legal Clinic LLP | Feb 15, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Filing for bankruptcy could appear intimidating, especially if there are concerns over how laws may allow an individual to keep certain types of property. A common myth is that petitioners must always sell their house, car or other assets to pay back creditors. ...
On behalf of Rauser & Associates Legal Clinic LLP | Feb 13, 2020 | Chapter 7 Bankruptcy
Many individuals who struggle with debt avoid filing for bankruptcy because they fear to lose important possessions. In fact, you may be able to keep your car, home and other assets. While some states rely on federal bankruptcy exemptions or allow individuals to...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 25, 2019 | Chapter 7 Bankruptcy
When you file for bankruptcy, especially Chapter 7, a court helps you get rid of your debt so you can start over. As part of that process, if you have any assets or possessions, a court may ask you to sell them to help pay off part of your debt. You may worry that you...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 19, 2019 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
If you’ve made the decision that you want to find relief from debt through bankruptcy, it can be challenging to know what type will most benefit you. Both Chapter 7 and Chapter 13 can help you get your life back on track, but there are critical differences...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 30, 2017 | Chapter 7 Bankruptcy, Firm News
Sometimes debts become so high that an Ohio person, despite great efforts, may never be able to pay them down barring winning the lottery. In such instance, one of the few ways certain to gain freedom from such a life-defeating burden is bankruptcy. There are a few...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 3, 2017 | Chapter 7 Bankruptcy, Firm News
As an Ohio resident, filing Chapter 7 bankruptcy may offer you an opportunity to get a financial fresh start if you are in the unfortunate position of not being able to pay your bills. It can even forestall foreclosure of your home. Be aware, however, that a Chapter 7...
On behalf of Rauser & Associates Legal Clinic LLP | Jun 19, 2017 | Chapter 7 Bankruptcy, Firm News
Most in Cleveland likely view bankruptcy as a choice made by those looking to avoid further action being taken against them by their creditors. Yet in some cases, it may be the other way around. A person or company’s creditors may find it to be in their best...
On behalf of Rauser & Associates Legal Clinic LLP | May 19, 2017 | Chapter 7 Bankruptcy, Firm News
Debt struggles can strike almost anyone in Cleveland. If and when they affect you and your family to the point of having to consider a Chapter 7 bankruptcy, you will likely ask yourself the same question that many have brought to us here at Rauser and Associates Legal...
On behalf of Rauser & Associates Legal Clinic LLP | May 10, 2017 | Chapter 7 Bankruptcy, Firm News
As a resident in Ohio who is currently struggling with debt, you are likely looking over your possible bankruptcy options. There are two primary options available: Chapter 13 and Chapter 7. Depending on your unique situation, one will likely benefit you more than the...
On behalf of Rauser & Associates Legal Clinic LLP | Apr 5, 2017 | Chapter 7 Bankruptcy, Firm News
If you have asked yourself this question, you are in good company. Thousands of college students graduate from college every year, and a majority of them leaves school saddled with a significant amount of loan debt. It can be difficult to get a job right away, and,...
