On behalf of Rauser & Associates Legal Clinic LLP | Oct 27, 2020 | Chapter 7 Bankruptcy
If you are like many in Ohio, the recent global events have raised concerns about your financial future. Business closures, work slow-downs and layoffs have filled many families with uncertainty. Perhaps you are among those who have maxed out your credit cards or...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 8, 2020 | Chapter 7 Bankruptcy
Creditors are known to file lawsuits against borrowers who do not repay money owed to them. One legal remedy used to recover this money from borrowers in Ohio is wage garnishment. Creditors who win a successful judgment against a borrower can ask a judge to order a...
On behalf of Rauser & Associates Legal Clinic LLP | Jul 6, 2020 | Chapter 7 Bankruptcy
If you currently serve in the U.S. military or have served in the past, you have sacrificed for the good of the country. You may not, however, have enough financial resources to pay credit card bills, student loans, medical debt or other expenses. Filing for...
On behalf of Rauser & Associates Legal Clinic LLP | May 18, 2020 | Blog, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Whether you file for bankruptcy in Ohio or any other state, you will be granted an automatic stay of creditor contact. In most cases, the stay goes into effect as soon as your petition is received by a bankruptcy court. Once it is in effect, creditors cannot make...
On behalf of Rauser & Associates Legal Clinic LLP | May 11, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
When you are struggling with bills you cannot afford to pay, you might have some confusion about the various debt relief options. From debt counseling to mortgage modification, debt consolidation to bankruptcy, how can you determine which route is best for your...
On behalf of Rauser & Associates Legal Clinic LLP | May 11, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
The 341 meeting is an important stop on your journey to a brighter financial future. Officially, this is a meeting of creditors, but it is also where you and your trustee will meet for the first time. Why the name Whether you file Chapter 7 or Chapter 13, you must...
On behalf of Rauser & Associates Legal Clinic LLP | Mar 16, 2020 | Chapter 7 Bankruptcy
Chapter 7 represents the type of bankruptcy that most individuals choose. If your unmanageable debt has put you in the position of needing legal debt relief, filing for Chapter 7 may well be your most favorable option. You can receive numerous benefits from a Chapter...
On behalf of Rauser & Associates Legal Clinic LLP | Feb 15, 2020 | Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
Filing for bankruptcy could appear intimidating, especially if there are concerns over how laws may allow an individual to keep certain types of property. A common myth is that petitioners must always sell their house, car or other assets to pay back creditors. ...
On behalf of Rauser & Associates Legal Clinic LLP | Feb 13, 2020 | Chapter 7 Bankruptcy
Many individuals who struggle with debt avoid filing for bankruptcy because they fear to lose important possessions. In fact, you may be able to keep your car, home and other assets. While some states rely on federal bankruptcy exemptions or allow individuals to...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 25, 2019 | Chapter 7 Bankruptcy
When you file for bankruptcy, especially Chapter 7, a court helps you get rid of your debt so you can start over. As part of that process, if you have any assets or possessions, a court may ask you to sell them to help pay off part of your debt. You may worry that you...
