On behalf of Rauser & Associates Legal Clinic LLP | Nov 6, 2017 | Blog, Firm News
If you find yourself overwhelmed by debt, chances are that you are also dealing with phone calls from creditors and dealing with threats of certain collection actions, including repossession. You may be wondering if an Ohio creditor can actually take your vehicle, and...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 27, 2017 | Chapter 13 Bankruptcy, Firm News
When the topic of personal debt is brought to mind, credit card accounts are typically at the forefront of concern. Yet another type of debt that has recently moved to the center of public attention in Ohio is that produced by student loans. An overwhelming number of...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 20, 2017 | Firm News, Stop Creditor Harassment
The last thing that Ohio residents who have debts that they are finding it difficult to pay need to deal with are annoying and overly pushy debt collectors. Fortunately there are laws in place that protect consumers from what may be harassing activities. However,...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 13, 2017 | Firm News, Stop Creditor Harassment
The Federal Trade Commission is the United States’ consumer protection agency. Its duties include enforcing the Fair Debt Collection Practices Act for Ohio consumers as well as consumers throughout the country. This law makes it illegal for debt collectors to...
On behalf of Rauser & Associates Legal Clinic LLP | Sep 6, 2017 | Debt Relief, Firm News
College students nationwide wonder about their futures regarding student loans, and how they will pay off those loans. Oftentimes, these students and graduates fall into an unfortunate pocket of student debt that lingers for years, and even decades, after...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 30, 2017 | Firm News, Repossesion
You may not even realize how much you depend on your car. Certainly, you complain about the gas you put into it, the cost of insurance and the ongoing maintenance, but your vehicle is responsible for getting you to your job and allowing you to fulfill many other...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 30, 2017 | Chapter 7 Bankruptcy, Firm News
Sometimes debts become so high that an Ohio person, despite great efforts, may never be able to pay them down barring winning the lottery. In such instance, one of the few ways certain to gain freedom from such a life-defeating burden is bankruptcy. There are a few...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 28, 2017 | Firm News, Repossession
If you find yourself overwhelmed by debt, chances are that you are also dealing with phone calls from creditors and dealing with threats of certain collection actions, including repossession. You may be wondering if an Ohio creditor can actually take your vehicle, and...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 18, 2017 | Debt Relief, Firm News
Ohio spouses know that of the many things that may contribute to conflict and discord in a marriage, financial challenges is perhaps one of the most common. For many people, things can get so bleak that not only do they contemplate ending their marriages but they also...
On behalf of Rauser & Associates Legal Clinic LLP | Aug 15, 2017 | Firm News, Stop Creditor Harassment
Home is where the heart is, but it is also where one can maintain health and comfort with basic utilities such as water, heating and cooling and electricity. When companies revoke such utilities without notice, an individual may go through a series of emotional and...